金融、小贷行业里的origination(s)是什么意思,如何理解?

Origination(复数originations),具有“起始、起源”的意思。但origination在金融、银行、小贷等行业中还是一个专用术语。下文中,英易搜和大家快速分享:金融、小贷行业里的origination(s)是什么意思,如何理解?

Investopedia对其的英文解释为:(Origination) is the multi-step process every individual must go through when obtaining a mortgage or home loan, as well as other types of personal loans.(Origination指的是借款人在获得按揭或房贷(或其他个人贷款)时需经历的多个流程。)Origination在中文里可以考虑翻译为:贷款审核流程、贷款发放手续。

参考英文例句:The bank streamlined its loan origination process to make getting a loan much easier.(该银行简化了其贷款发放流程,使获得贷款变得更加容易。)

参考链接:

http://www.investopedia.com/terms/o/origination.asp

https://en.wikipedia.org/wiki/Loan_origination

http://dictionary.cambridge.org/dictionary/english/origination

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