Origination（复数originations），具有“起始、起源”的意思。但origination在金融、银行、小贷等行业中还是一个专用术语。下文中，英易搜和大家快速分享：金融、小贷行业里的origination(s)是什么意思，如何理解？
Investopedia对其的英文解释为：(Origination) is the multi-step process every individual must go through when obtaining a mortgage or home loan, as well as other types of personal loans.（Origination指的是借款人在获得按揭或房贷（或其他个人贷款）时需经历的多个流程。）Origination在中文里可以考虑翻译为：贷款审核流程、贷款发放手续。
参考英文例句：The bank streamlined its loan origination process to make getting a loan much easier.（该银行简化了其贷款发放流程，使获得贷款变得更加容易。）
参考链接：
http://www.investopedia.com/terms/o/origination.asp
https://en.wikipedia.org/wiki/Loan_origination
http://dictionary.cambridge.org/dictionary/english/origination